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Britannia (former building society)
Britannia is a former mutual building society which merged with The Co-operative Banking Group in 2009. It is now a trading name of the Co-operative Bank in the United Kingdom.〔Registered in England and Wales No. 990937. The Co-operative Bank is authorised and regulated by the Financial Services Authority, No. 121885〕 Britannia was headquartered in Leek, Staffordshire, and was the second largest building society in the UK based on total assets of £36.8 billion at 31 December 2007.〔(Building Societies' Assets ) Building Societies Association, July 2008〕〔(Building Societies Database ) KPMG Financial Services, August 2008〕 It became an important provider of both mortgages (including subprime mortgages through its Platform Home Loans subsidiary) and savings, as well as commercial lending.
Britannia was legally dissolved as a separate organisation on 1 August 2009 and merged into Co-operative Financial Services, to become a trading name of The Co-operative Bank. In January 2013, the Co-operative announced that the brand would be phased out by the end of 2013,〔(Co-operative Bank to close 37 branches ) BBC News, 24 January 2013〕〔(Britannia Building Society: Unions disappointed at name change ) BBC News, 25 January 2013〕 and began rebranding branches under the Co-operative Bank name. However, the Co-operative Bank's own financial crisis resulted in the original plans being abandoned. Instead many Britannia branches were closed, and only a small number were retained and rebranded.
==History==
Britannia traces its history back to 1856, when the Leek and Moorlands Permanent Benefit Building Society was formed. By 1857, the Society had 204 members and by 1921, it had assets in excess of £1m. The Society evolved into today's Britannia through a series of mergers, firstly with Longton Mutual Permanent Benefit Building Society in 1938 and notably with the NALGO Building Society in 1960—by which time it had become one of the ten largest societies, the Westbourne Park in 1965 (leading to a change of name to Leek and Westbourne) and with the Eastern Counties (as Leek, Westbourne and Eastern Counties) in 1974. A further merger in 1975 with the Oldbury Britannia Building Society saw the change of name to Britannia.〔(Extract from Building Societies Yearbook 2007/8 ) (pp.163/4, 168, 185/6, 155 and 172) Building Societies Association (retrieved 10 January 2008). Golders Green Permanent originally changed name to Britannia in 1946 (p.158) and to Oldbury Britannia in 1955 (p.147/8)〕
Britannia also includes the engagements of the former Colne and District Permanent Benefit (1977), Westbury and District Permanent (1977), The Glantawe Permanent (1978), Stoke-on-Trent Permanent (1980), Alfreton (1981), Wellington (Somerset) and District (1981), Denton (1981), Over Darwen (1981), Driffield (1982), Colne (1983), Welsh Economic (1984), Blackheath (1986) and Mornington (1991) building societies.
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